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Microcredit supported by guarantee and pledge, granted to the individuals and legal entities involved in agricultural activities.

MC/MCL amount

up to 16 000 000 KZT

MC term

up to 36 months 

The nominal interest rate from 24% per annum
The annual effective interest rate from 24,4% per annum

Credit support

Real estate/ moveable property/ credit guarantee by 3 persons

possibility of microcredit line (MCL) opening subject to real estate as security

MC term

up to 60 months

MC repayment method

Differential/flexible/annuity (repayment of principal debt on microcredit taking into account the specificity of the client's business)

Subject matter

up to 3 days from the date of application and submission of MC package

Commission fee

cash services 0.5%

Source of income

Agricultural activity

Requirements to the Borrower

Resident of the Republic of Kazakhstan

Client’s age at the time of microcredit receipt should be not less than 21 years, at the end of the credit agreement - not more than 70 years.

Minimum actual working period of client - 12 months.


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Our contacts

47 G. Ilyaeva Street, Shymkent,
South Kazakhstan region, Kazakhstan, 160011

Work Schedule

Monday - Friday
From 9:00 to 18:00