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Business microcredit

Credit secured by guarantee and pledge granted to entities of micro and small businesses to develop their business.

MC/MCL amount

up to 16 000 000 KZT

MC term

up to 36 months

The nominal interest rate from 24% per annum
The annual effective interest rate from 24,4% per annum

Credit support

Real estate/ moveable property/ credit guarantee by 3 persons

possibility of microcredit line (MCL) opening subject to real estate as security

MC term

up to 60 months

MC repayment method

Differential/flexible/annuity (repayment of principal debt on microcredit taking into account the specificity of the client's business)

Subject matter

up to 3 days from the date of application and submission of MC package

Commission fee

cash services 0.5%

Source of income

Business activities

Requirements to the Borrower

Resident of the Republic of Kazakhstan

Minimum actual client work: for off-season business-6 months, for business with strong seasonal prevalence - 12 months.


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Our contacts

47 G. Ilyaeva Street, Shymkent,
South Kazakhstan region, Kazakhstan, 160011

Work Schedule

Monday - Friday
From 9:00 to 18:00