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Development History


Arnur Credit was established in 2001 as Arnur&K Limited Rural Credit Association. In 2004, Arnur&K Limited Rural Credit Association changed its status and became Microcredit Organization Arnur Credit Limited Liability Company.


Since 2004, the Company branch network started to develop from opening branches and offices in towns and villages of South-Kazakhstan region of the Republic of Kazakhstan. By 2009, Arnur Credit covered the entire territory of South Kazakhstan region, and became the transparent and stable microfinance company.

In 2006, Arnur Credit became a member of the Association of microfinance organizations of Kazakhstan (AMFOK). The main objective of the Association is the development of the microfinance sector for the sustainable provision of the population access to the financial services to reduce the poverty and ensure sustain economic growth.

In 2007, as a sign of conformity with the transparency standards, the Company was awarded with 5 diamonds under the assessment of the international web-platform MIX Market that brings together microfinance institutions from around the world.


In 2010, Arnur Credit” became a full member of the Microfinance Centre For Central And Eastern Europe And The New Independent States (Warsaw, Poland). The Microfinance Centre is a center that brings together more than 100 developed microfinance countries of Central and Eastern Europe. The aim of Microfinance Centre is to strengthen and promote the interests of its members and microfinance sector in Kazakhstan, in general.

In early 2011, the international rating company Microfinanza Rating held an international social rating of Arnur Credit and the rate sBB “With A Promising Future” was assigned. The rating was defined as adequate ability to effectively implement its mission into practice and promote social values. Moderate probability of social goals achieving.


2011 - by 10-th anniversary the Сompany’s credit portfolio reached 1,780,372,117 KZT. During 10 years of its activity Arnur Credit provided 19,145 credits for 6,767,987,378.00 KZT. More than 50% of credits were issued mainly for the development of agriculture of South-Kazakhstan region to improve the living conditions of the rural population.

2012 - Arnur Credit started to expand its geographical coverage on the territory of the Republic of Kazakhstan. The Company opened branches and offices in the cities and villages of Almaty, Zhambyl and Kyzylorda regions, as well as in the city of Almaty.

2012 Arnur Сredit became a participant of First Credit Bureau LLP. In October, the Сompany signed a contract for the provision of information and preparation of credit reports with First Credit Bureau LLP in order to timely identify and reduce the legal, economic and reputational risks when working with the clients.


In 2013, Arnur Credit opened its Training Centre. The main objective of the Department is the professional development of Arnur Credit staff - retraining, professional development, job rotation, personnel certification. Professional growth and caring for staff is the key issue for the success of Arnur Credit.

2013-2014 The Project “Strengthening HR Policies and Procedures at Arnur Credit, funded jointly by IFC and Incofin Investment Management was implemented. The Project was carried out by BFC Consulting Company and included the technical assistance for the strengthening of personnel management policies and procedures, including the selection and preparation program for credit officers.

2013-2014 In cooperation with the European Bank for Reconstruction and Development (EBRD) the Project “MFO Arnur Credit LLP - Institutional development and capacity building” with the consultant of Frankfurt School of Finance & Management was implemented.


In June 2015, the Company successfully passed the state re-registration for the transfer into the microfinance organization (MFO) Arnur Credit and was entered into the Register of microfinance organizations of the National Bank of the Republic of Kazakhstan.

By the result of 2015 the number of female-borrowers of Arnur Credit in the overall active portfolio was 42.31%, and the number of borrowers from the rural areas was 86.23%.

Our contacts

47 G. Ilyaeva Street, Shymkent,
South Kazakhstan region, Kazakhstan, 160011

Work Schedule

Monday - Friday
From 9:00 to 18:00